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Everything you need to know about IRCTC e wallet!

IRCTC eWallet is a scheme under which user can deposit money in advance with IRCTC and can be used as payment option along with other payment options available on IRCTC for paying money at the time of booking tickets.

IRCTC eWallet scheme provides following advantages:

  • Hassle free and secure transactions.
  • Precious booking time saved by eliminating payment approval cycle.
  • Benefit of saving Payment Gateway charges per ticket.
  • Manage account online and top up online.
  • Dependency on a specific bank is reduced, as when any of the provided banks go offline, you can still book tickets from your IRCTC eWallet account

7 Easy steps to register and book ticket through IRCTC eWallet:

  1. Login to IRCTC with your existing IRCTC user id and password.
  2. Click the “IRCTC eWallet Registration” link under IRCTC eWallet Section in the “Plan my travel” page.
  3. Complete Verification process by providing PAN CARD No. and other details.
  4. Deposit one time registration fee of Rs.50/-(Inclusive of Service Tax of 14 %, Swachh Bharat Cess of 0.5 % and Krishi Kalyan Cess of 0.5%) online with any of the available payment options.
  5. Membership fee and Redemption is subject to change at the discretion of IRCTC.
  6. Credit the IRCTC eWallet account with the minimum deposit of Rs.100/- and top up with the required booking amount. Maximum amount permitted in user’s account is Rs. 10,000.
  7. Pay ticket booking amount through IRCTC eWallet which is displayed as payment option along with other Banks.

Salient features of IRCTC eWallet are:

  • User Authentication: IRCTC eWallet users will be verified and authenticated through their PAN card number in an Online Verification Process.
  • Secured Access: IRCTC offers secure booking through IRCTC eWallet by providing Transaction Password/ PIN Number that is required to be entered for every booking done through IRCTC eWallet.
  • Complete History: User is provided with a separate link namely IRCTC eWallet that offers IRCTC eWallet Transaction history, IRCTC eWallet payment History & change transaction password options.
  • Easy Refund: In case of ticket cancellation, the due refund will be credited to your IRCTC eWallet Account next day.

Please note:

  • Registration Fee: Rs 50 (non-refundable)
  • Transaction Charge: Rs 5 per transaction
  • No cash refunds / No redemption allowed.
  • IRCTC eWallet balance can only be used for booking railway tickets

Some interesting facts about IRCTC website

Here are few more facts about IRCTC:

1. It has server bandwidth of 775 Mbps- 1 Gbps.
2. Any time 1.2 lac user can access the website.
3. Tickets issued per day on an average- 432826
4. Capacity to issue tickets per minute- 7200

Tickets issued per year:
2010-2011: 9,69,11,000
2011-2012: 11,61,77,000
2012-2013: 14,06,88,000
2013-2014: 15,79,81,713

 

Few more

Indian railways undoubtedly is one of the most surprising and amazing thing to happen for the country and its citizens. This is because, this institution boasts of employing the maximum number of employees in the world and also runs the maximum number of trains on a daily basis, ferrying millions of citizens and foreigners visiting the country throughout the length and breadth.

This is a fact that is acknowledged by most people and is indeed something amazing. Besides this, it is the Indian railways that help people of all states and communities to come together and explore and understand one another.

In short, it can be stated that it is this transport medium that helps people to visit every part of India and to understand it much better. Besides this, it is also the cheapest mode of transportation not only in the country, but also acknowledged abroad. Even though inflation has raised double digits, the concerned authorities and the governments have tried to ensure that the prices of the fares do not raise more than the basic requirement, so that the poorest of the poor in the country can also apply it.

Besides it, there are several forms of discounts offered to the citizens in some form of the other, which further brings down the rates and helps them to avail the transport to reach their destination. It is really a wonder that is not otherwise seen even in the developed countries.

With millions of bookings taking place from throughout the country, the authorities have embraced technology to free the counters and to make it possible for the citizens to carry out the bookings and to Indian railway check pnr status enquiry and other vital information over the net. This dream has been realized with the launching of official railway website along with numerous private ones that are linked to the main portal that provides relevant and accurate information.

This automatically helps the individuals to avoid agents and long queues that are generally seen outside the ticket counters. Be it a single ticket or a for a group, booking and checking the status online is fun, quick and just takes a couple of clicks and mentioning of some vital personal information.

The railways do play a vital role in the lives of the Indians and there is no denying the fact. The presence of online site to verify PNR Status has further simplified the task of booking and checking the status that would be required to ensure that the berths are confirmed and the coach and seat numbers have been allotted. This does help the individual to have safe and smooth journey and also to avoid tussle with the other co-passengers.

The verified status that is confirmed can then printed out and shown to the Ticket Collector during the journey. The printed paper is very much valid like that of the ticket that is issued from the counter. The individual just needs to have an ID proof that needs to be displayed along with the print out ticket.

 

Enjoy ticket booking with IRCTC e Wallet

To ease your pain booking train tickets online, IRCTC has launched e-Wallet scheme for all customers. Through this service, customers can now deposit money under IRCTC account and use that for booking train tickets, avoiding the long hesitating procedure to pay through bank’s payment gateway.

IRCTC e-Wallet scheme works just like any other e-Wallet service, where customers need to deposit money to their IRCTC account and use it up at the time of train ticket booking. Currently customers booking train tickets has to go through the hassle of making payment by going to their respective Credit/Debit Card or Net-banking payment gateway and then wait to get back to IRCTC website after the payment approval. The waiting to get back to IRCTC website after payment causes the trouble of session timeout or others eventually failing to book a ticket.

While the new e-Wallet scheme allows to bypass all this hassle, you just need to fill up your account with money and then when booking tickets pay using it. No going through the payment gateway and no wait for return, success rate for booking train ticket will be surely high.

  • NOTE: Users can deposit amount in multiple of Rs 100 only. The amount should be less than the maximum limit of Rs 5000 and all deposited money to e-Wallet is non-refundable.

e-Wallet Scheme is one of the best initiative by IRCTC, but if it serves the purpose is still doubt. As IRCTC won’t allow ticket booking through e-Wallet during 8:00 AM to 12:00 PM which is the peak hours of ticket booking, especially the Tatkal ticket booking. So restricting the use of e-Wallet during the hours when customers need service the most defeats the overall purpose of e-Wallet. Hope IRCTC will rethink on its restriction on e-Wallet during the peak hours.

IRCTC wallet user guide – in nutshell

eWALLET User Guide

About eWALLET

• eWALLET is a scheme under which user can deposit money in advance with IRCTC and can be used as payment option along with other payment options available on IRCTC for paying money at the time of booking tickets.

• eWALLET registration and booking through eWALLET is not available from 8:00 am to 12:00 pm.

eWallet Registration

• Login by entering your Username and Password.

• The “Plan my travel” page appears.

• Link will appear for eWallet Registration.

• Click on “Click to register now!” link for eWallet registration.

• After clicking on ‘eWallet registration’ link user will be redirected to verify his PAN Card number and below screen will be shown.

Fill the PAN Card Number and the First name written on the PAN Card.

 

  • After the verification of user’s PAN Card number, payment page will appear for payment of eWallet Registration fee:

  • Create a Transaction Password required at the time of booking and reconfirm the same password in the textbox provided.

 

  • Select the Bank for the payment of Registration Fee from the dropdown list of payment options available.

 

  • Registration Fee is non-refundable.

 

  • After successful payment, the User will be logged out and a successful registration message is provided.

eWallet Deposit

 

  • Login by entering your user name and password.

 

  • To deposit the amount in the eWallet account click to ‘eWallet DEPOSIT’ link on the left navigation bar. Select option and fill the amount to be deposited and reconfirm the same account. The amount should be more than the minimum amount and less than the maximum limit.

 

  • Select the payment option from dropdown list and Click on submit button for payment.

 

 

  • User can deposit minimum amount of Rs. 100/- and maintain maximum amount of Rs.10000/- in account.

 

  • User can deposit amount in multiple of Rs.100/- only.

 

  • Deposit amount is non-refundable.

 

After the successful deposit, successful payment message will be provided

  • To check the status of deposit eWallet account, click ‘DEPOSIT HISTORY’ link on the left navigation bar. Enter the profile password and click ‘Go’ button.

 

  • User will be redirected to ‘Deposit History’ page where status of all the eWallet Deposit Amount will be provided.

 

ewallet is auspicious step towards digital India making  normal people’s life easy. There won’t be any alternative to this advanced payment system by which you can also book railway tickets across the globe. Yes you heard it right!